July 12, 2018

Institutional investor focus on traditional Fix & Flip (or Hard Money) loans has been the result of several factors. The primary motivation for the increased focus is displayed in the above chart. Fix & Flip loans have a higher yield for assets of similar maturity. In...

March 30, 2018

Interest in Home Equity Lines of Credit (HELOCs) appears to be on the increase based on the Google Trends Interest Over Time search index. The index for searches in the United States show the highest level in the last 5 years. The seasonal peak of the searches which ty...

March 15, 2018

A recent Milken Institute report on #FinTech described policies that can potentially prevent "Banking Deserts". These are defined as locations without a bank branch within 10 miles. The St. Louis Fed identified 1,100 locations and an additional 1,000 potential deserts...

March 8, 2018

ATTOM Data Solutions' 2017 U.S. Home Flipping Report has just come out with some fascinating insights. The total number of single family home and condos sales flipped in 2017 was 207,088 - 5.9% of all sales which is an increase from the 2016 level of 5.7%. The motivati...

February 13, 2018

A significant driver for the growth of fix and flip loan origination is the age of the US housing stock and the need to either repair or modernize residential real estate.

Across America, the median age of housing stock varies by state with parts of the Northeast being...

January 18, 2018

 Atlas Van Lines released a study providing insight into where Americans are moving based on traffic flows. They categorized states into Inbound, Outbound and Balanced using the number of shipments in/out of the state as the criteria. For example, a state was considere...

January 12, 2018

According to ATTOM Data Solutions' Q3 2017 U.S. Home Flipping Report, 5.1% of US home sales were flips, down from 5.6% in Q2. The motivation for these flips is the potential profits with 47.7% return on average in Q3 but below 48.7% in Q2.

Because of higher acquisitions...

January 4, 2018

Professional/business services saw the greatest increase at 72,000 with education and health services close behind at 50,000.

The largest gain was seen in companies with 50-499 employees - increasing payrolls by 100,000.

The full report is available at: 


December 29, 2017

As we approach year end, marketplace lending investors may be interested in seeing how the US Consumer Online Lending Platforms fared in 2017 compared to previous years using the Orchard Index. Although December numbers are not in yet, it appears the full year of 2017...

December 20, 2017

[This was originally posted on LinkedIn, October 2017]

The purpose of addresses is to enable the conveyance of a specific location to others. Our current system is not adequate for the modern world. This has become apparent most recently as we have witnessed the natural...

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